Banking
Current accounts
One account for the money that moves: salary in, bills out, and a clear record of everything in between.
- £0
- Monthly account fee
- GBP + USD
- Currencies in one place
- Same day
- Transfer settlement
Built around the everyday
Your current account is the centre of your banking. It receives your income, holds your balance and keeps a searchable record of every deposit, withdrawal and transfer.
- No monthly fee and no minimum balance.
- Deposits and withdrawals are reviewed before they change your balance.
- Full transaction history, grouped by day.
- Online access provided and supported by the bank.
What you get on day one
A real account number
Your own account number and routing details, ready for salary payments and direct debits.
Two currencies
Hold pounds and dollars in the same account and move between them when it suits you.
A named team
Questions go to people in Edinburgh, not an anonymous queue.
Open an account in a few minutes.
Tell us who you are, verify your email and upload your identity document. We review every application by hand.